Personal insurance · Motor insurance

Comprehensive motor insurance

Protection for your vehicle and for others on the road: damage, theft, fire and help after an accident.

Get a quote for this product Motor insurance

What it covers

Who is it for? For private car owners who want their own vehicle protected, not only others.

Third-party liability
Own damage
Theft and fire
Roadside assistance and a replacement car on request

Final cover, limits and exclusions are set by your approved policy.

What the policy usually excludes

Driving under the influence of alcohol or drugs
Driving without a valid licence
Racing or use outside the purpose stated in the policy

What you need to apply

Vehicle registration certificate
Driving licence and national ID
Vehicle photos when comprehensive cover is requested

When something happens

Report within 24 hours of the accident, with a police report when anyone is injured or another party is involved
Photograph the scene and the damage from several angles
A surveyor assesses the damage; the vehicle is repaired at an approved garage or you are paid in cash

Get a quote for this product

Choose a product, leave your details, and an advisor comes back with your offer.

How to buy

Instant issue applies within the limits underwriting approved; anything above goes to an underwriter and the decision comes back to you in your account.

Choose the product and see the price
Products sold online show their price at once from the approved tariff; for the others an advisor prepares the offer and contacts you.
Answer the assessment questions
Short questions about the risk. Anything within the instant limits is accepted on the spot; anything above is reviewed quickly by underwriting.
Accept the contract and pay
You read the contract in your language, accept it, then pay by card through a licensed payment gateway.
Your policy in your account and inbox
A digitally signed policy downloads at once and arrives by email, and anyone can verify it by QR code.

Third party or comprehensive?

A general comparison to help you choose.

Cover	Third party	Comprehensive
Damage you cause to other people’s cars and property	Included	Included
Injuries to other people	Included	Included
Damage to your own car in an accident	Not included	Included
Theft of your car	Not included	Included
Fire damage to your car	Not included	Included