Try: motor insurance, claim, verify a document, accident
ri.iq is run by Reada Insurance, an Iraqi insurance company licensed by the Iraqi Insurance Diwan, at Al-Khasaki Center, third floor, Al-Masbah intersection, Baghdad. By using the website or its services you accept these terms. This version is dated 26 September 2026.
The information and smart tools on this website are for introduction and general guidance; they are not a binding offer or professional advice for your case. Cover terms, limits and exclusions are set by the issued policy and its endorsements, and the policy wording prevails over anything else.
Sending a quote request does not issue a policy or commit to a price. Offers and policies are issued from Reada’s system under the approved rates and terms, and an offer binds the company only within the validity period stated in it. Cover starts on the date in the policy once the conditions for issuing it are met, including payment of the premium where it is a condition.
You undertake that the details you give when you create an account are true and complete, to keep your password secret and not to let anyone else use your account. Reada never asks for your password or verification codes. The company may refuse a registration or suspend an account if the details are untrue or fraud is suspected, and will tell you why unless the law prevents it.
We deal with you electronically under the Electronic Signature and Electronic Transactions Law No. 78 of 2012. Policies are issued as electronic copies carrying a digital seal and a QR code, anyone can check them on the verification page, and a verification result reflects the document’s status in Reada’s system at the time of the check.
Pay premiums only through the customer portal or the channels the company officially announces in its own name. Reada never asks you to transfer money to the personal account of an employee or agent. The Reada wallet does not hold real money until it has a Central Bank of Iraq e-payment licence or works through a licensed partner.
You may not use the website to send another person’s details without their permission, to send fake requests, or to try to disrupt, break into or automatically harvest the website. We may report any unlawful use to the competent authorities.
The Reada name and logo and the website’s content and design belong to the company and may not be copied or used commercially without its written permission.
We aim to keep the website available and accurate, but it may stop for maintenance or for reasons beyond our control. To the extent the law allows, the company is not liable for indirect losses from relying on the introductory information or the smart tools; this does not affect your rights under an insurance policy.
The website may link to other websites, such as the Iraqi Insurance Diwan’s page; we do not control their content and are not responsible for it.
We handle your personal data under the privacy notice published on this website.
These terms are governed by the laws of Iraq in force, and the courts of Baghdad have jurisdiction over any dispute arising from them, without prejudice to your right to complain to the company or escalate to the Iraqi Insurance Diwan.
We may change these terms; each new version is published on this page with its date. Questions: info@ri.iq or +964 781 650 0000, Saturday to Thursday, 8:00 am – 3:00 pm.
