Insurance guide

Before you travel: a travel insurance guide

Why you need travel insurance, and what to check before you buy.

3 min read

Why travel insurance?

Emergency treatment outside Iraq can be very expensive, and some countries, such as the Schengen states, require travel medical insurance for a visa.

What to check

  • Medical cover limits
  • Medical evacuation and repatriation
  • Lost or delayed baggage
  • Trip cancellation or curtailment
  • Pre-existing conditions, which are often excluded
  • Hazardous activities, if you plan any

Before you go

Carry a copy of your policy and the assistance number, and know how to ask for help in an emergency.

If you need treatment

Call the assistance number before treatment whenever you can, and keep the medical reports and invoices for your claim.

This guide is general information and does not replace your policy terms or official instructions.