Personal insurance · Travel insurance

Students abroad

Medical insurance for Iraqi students studying outside Iraq for the whole academic year.

What it covers

Who is it for? For students and their families, and for scholarship programmes.

  • Medical treatment for the study period
  • Personal accident
  • Repatriation
  • A certificate accepted by universities and embassies
Final cover, limits and exclusions are set by your approved policy.

What the policy usually excludes

  • Travel against medical advice
  • Pre-existing conditions unless declared and accepted
  • Trips that began before the policy was bought

What you need to apply

  • Passport
  • Trip dates and destination
  • Travellers’ age bands

When something happens

  1. Call the assistance line before treatment where possible
  2. Keep invoices, doctor’s reports and the carrier’s baggage report
  3. Submit documents within 30 days of return

Get a quote for this product

Choose a product, leave your details, and an advisor comes back with your offer.

An Iraqi number such as 07701234567

How to buy

Instant issue applies within the limits underwriting approved; anything above goes to an underwriter and the decision comes back to you in your account.

  1. Choose the product and see the price

    Products sold online show their price at once from the approved tariff; for the others an advisor prepares the offer and contacts you.

  2. Answer the assessment questions

    Short questions about the risk. Anything within the instant limits is accepted on the spot; anything above is reviewed quickly by underwriting.

  3. Accept the contract and pay

    You read the contract in your language, accept it, then pay by card through a licensed payment gateway.

  4. Your policy in your account and inbox

    A digitally signed policy downloads at once and arrives by email, and anyone can verify it by QR code.

Common questions

Is the policy accepted for a Schengen visa?

Yes, when the medical limit the visa requires is chosen; it is issued in English.

Does it cover Hajj, Umrah and ziyarah?

Yes, with a dedicated product that suits the journey and the travellers’ ages.

Students abroadGet a quote