Business insurance · Liability

Professional indemnity

Errors and negligence of professionals: engineers, accountants, lawyers, consultants and technology firms.

Get a quote for this product Liability

What it covers

Who is it for? For consulting firms and individual professionals.

Professional errors and negligence
Defence costs
Loss of documents
Retroactive cover for earlier work

Final cover, limits and exclusions are set by your approved policy.

What the policy usually excludes

Deliberate acts and fraud
Contractual liability beyond what the law imposes
Fines and penalties

What you need to apply

Description of the activity and turnover or number of employees
Relevant contracts or professional licences
Claims record for previous years

When something happens

Tell us as soon as any claim or legal notice arrives and admit no liability
Keep every letter and document
We handle the defence, negotiation and settlement

Get a quote for this product

Choose a product, leave your details, and an advisor comes back with your offer.

How to buy

Instant issue applies within the limits underwriting approved; anything above goes to an underwriter and the decision comes back to you in your account.

Choose the product and see the price
Products sold online show their price at once from the approved tariff; for the others an advisor prepares the offer and contacts you.
Answer the assessment questions
Short questions about the risk. Anything within the instant limits is accepted on the spot; anything above is reviewed quickly by underwriting.
Accept the contract and pay
You read the contract in your language, accept it, then pay by card through a licensed payment gateway.
Your policy in your account and inbox
A digitally signed policy downloads at once and arrives by email, and anyone can verify it by QR code.