Business insurance · Miscellaneous accident

Money and fidelity guarantee

Cash in safes and in transit, and losses caused by employee dishonesty.

Get a quote for this product Miscellaneous accident

What it covers

Who is it for? For shops, banks, exchange houses and anyone who handles cash.

Cash in safe
Cash in transit
Employee embezzlement and forgery
Damaged safes and locks

Final cover, limits and exclusions are set by your approved policy.

What the policy usually excludes

Unexplained inventory shortages
Losses discovered later than the agreed period after the policy ends
Deliberate acts by the insured

What you need to apply

Description of cash handling and transit procedures
List of employees covered for fidelity
Event description, venue and attendance

When something happens

Notify the police at once and us within 48 hours
Submit the police report and inventory or audit records
A surveyor inspects the premises and the evidence

Get a quote for this product

Choose a product, leave your details, and an advisor comes back with your offer.

How to buy

Instant issue applies within the limits underwriting approved; anything above goes to an underwriter and the decision comes back to you in your account.

Choose the product and see the price
Products sold online show their price at once from the approved tariff; for the others an advisor prepares the offer and contacts you.
Answer the assessment questions
Short questions about the risk. Anything within the instant limits is accepted on the spot; anything above is reviewed quickly by underwriting.
Accept the contract and pay
You read the contract in your language, accept it, then pay by card through a licensed payment gateway.
Your policy in your account and inbox
A digitally signed policy downloads at once and arrives by email, and anyone can verify it by QR code.