Business insurance · Marine and cargo

Marine hull

Hulls and machinery of ships, boats and yachts, and the owner’s liability to others.

What it covers

Who is it for? For ship and boat owners and operators in ports and on rivers.

  • Hull and machinery
  • Sinking, stranding and collision
  • Collision liability
  • Salvage charges
Final cover, limits and exclusions are set by your approved policy.

What the policy usually excludes

  • Packing unfit for the journey
  • Delay and loss of market
  • Inherent vice and ordinary leakage

What you need to apply

  • Commercial invoice and bill of lading or transport document
  • Packing list and mode of shipment
  • Seaworthiness certificate for hull cover

When something happens

  1. Note damage or shortage with the carrier on receipt
  2. Tell us before moving goods from where they can be surveyed
  3. Submit shipping documents, invoice and survey report

Get a quote for this product

Choose a product, leave your details, and an advisor comes back with your offer.

An Iraqi number such as 07701234567

How to buy

Instant issue applies within the limits underwriting approved; anything above goes to an underwriter and the decision comes back to you in your account.

  1. Choose the product and see the price

    Products sold online show their price at once from the approved tariff; for the others an advisor prepares the offer and contacts you.

  2. Answer the assessment questions

    Short questions about the risk. Anything within the instant limits is accepted on the spot; anything above is reviewed quickly by underwriting.

  3. Accept the contract and pay

    You read the contract in your language, accept it, then pay by card through a licensed payment gateway.

  4. Your policy in your account and inbox

    A digitally signed policy downloads at once and arrives by email, and anyone can verify it by QR code.

Common questions

Can I have an open policy for all my shipments?

Yes, an annual open cover under which shipments are declared as they happen on fixed terms.

Which conditions apply?

Institute Cargo Clauses (A), the widest, or (B) and (C), narrower, according to the goods and the mode of transport.

Marine hullGet a quote