Business insurance · Engineering insurance

Contractors’ plant and machinery

Cranes, excavators, mixers and site equipment wherever they work.

Get a quote for this product Engineering insurance

What it covers

Who is it for? For contractors and heavy equipment lessors.

Physical damage at work and in transit
Theft from site
Overturning and collision
Hired-in plant

Final cover, limits and exclusions are set by your approved policy.

What the policy usually excludes

Defective design and faulty material unless added
Delay and contractual penalties
Normal wear, tear and corrosion

What you need to apply

Project contract, schedule and value
Schedule of machinery and equipment with values and serial numbers
Maintenance reports for existing equipment

When something happens

Report at once and stop the cause of damage where possible
Keep damaged parts for the engineering surveyor
Submit repair or replacement estimates

Get a quote for this product

Choose a product, leave your details, and an advisor comes back with your offer.

How to buy

Instant issue applies within the limits underwriting approved; anything above goes to an underwriter and the decision comes back to you in your account.

Choose the product and see the price
Products sold online show their price at once from the approved tariff; for the others an advisor prepares the offer and contacts you.
Answer the assessment questions
Short questions about the risk. Anything within the instant limits is accepted on the spot; anything above is reviewed quickly by underwriting.
Accept the contract and pay
You read the contract in your language, accept it, then pay by card through a licensed payment gateway.
Your policy in your account and inbox
A digitally signed policy downloads at once and arrives by email, and anyone can verify it by QR code.